Mortgage rates have dipped to their lowest levels of 2025, with the 30 year fixed averaging 6.57%. FHA and jumbo loans have also eased slightly, thanks to steady inflation and calm Treasury yields. While a possible Fed rate cut in September could push rates lower, experts say the “right home” and “right loan fit” often matter more than chasing the perfect rate. We are likely at the beginning of a declining rate environment which will lead to increased buyer demand.
