We Fund LA - Pasadena, CA
Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
You’re buying a home that requires a mortgage above the conforming limits for mortgages in your area. You’ve got the income and cash reserves to support a large house loan. If your credit score and down payment are strong too, a jumbo loan can get you into your dream home.
If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!